Is Now a Good Time to Buy or Sell?

There’s no one-size-fits-all answer — the right time depends on your situation, goals, and local conditions. But here’s how to think about it smartly.

🔍 Market Factors to Consider

1. Interest Rates

• Rates still impact monthly payments more than home prices.

• Lower rates mean more buying power.

• Even small rate changes can change what you can afford.

Takeaway: If you lock in a good rate, buying now can be worthwhile — even if prices are stable.

2. Inventory (Choice of Homes)

• Low inventory favors sellers — more demand than supply.

• High inventory favors buyers — more choices and negotiating power.

Ask your agent: “Are homes selling quickly where I want to live?”

3. Home Prices & Appreciation

• Some markets are rising, others are flattening or adjusting.

• Buyers should consider long-term value, not just today’s price.

Key mindset: Owning vs. renting isn’t just about timing — it’s about lifestyle and financial goals.

4. Days on Market & Buyer Activity

• Fast sales signal strong demand.

• Slower markets can mean negotiation opportunities.

Watch:

• Days on market

• Price reductions

• Final sale vs. list price

These are better signals than headlines.

🏡 Good Reasons to Buy Now

✔ You plan to stay 5+ years

✔ You want to lock in a home instead of renting

✔ Your budget and pre-approval are solid

✔ You find a home that fits your needs

✔ You are ready mentally and financially

Owning builds equity. Even if the market slows, long-term ownership often wins.

📈 Good Reasons to Sell Now

✔ Inventory is low in your area

✔ Your home is in strong demand

✔ You can sell, downsize, or trade up

✔ You’re ready to move or change lifestyle

✔ You want to take advantage of market conditions

Great listings priced well still attract strong offers.

🧠 Why Timing Isn’t Everything

Instead of asking “Is now the perfect time?”, ask:

💬 What’s the best time for me?

Your answer depends on:

• Your financial readiness

• Your lifestyle goals

• Your timeline

• Your risk tolerance

📌 Quick Decision Guide

Situation	Likelihood It’s a Good Time
You’re financially ready	👍 High
You plan to stay long term	👍 High
You need to relocate soon	🤔 Depends
You’re trying to time the top/bottom of the market	🤨 Risky

Bottom Line

The market is always changing — but long-term thinking beats perfect timing.Right now:

✨ Buyers with strong financing and realistic budgets can still benefit from ownership.✨ Sellers with competitively priced homes in good condition are still seeing interest.

Whether you buy or sell, preparation and strategy matter more than the calendar.